WorkingAmericanBenefits

 

 

Cancer Insurance

For the HIDDEN EXPENSES of treatment!

 Pays for treatment and recovery of internal cancer Pays in addition to any other insurance you have!

Pays you directly!

If you are diagnosed with internal cancer, Cancer Insurance helps you manage the expenses of treatment by providing you with funds to cover the expenses not covered by your Major Medical insurance.  The American Cancer Society reports that  65% of the cost of cancer treatment is not covered by your Major Medical insurance.**  Cancer Insurance can help you to  preserve your savings, protect your family from financial hardship, and help you to concentrate on getting well.

A Cancer Insurance plan pays Living Benefits to a covered individual upon diagnosis of a cancer regardless of treatment, actual expenses or other coverage.  Living Benefits payments can be reimbursed amounts or indemnity amounts, depending on the plan of coverage, and are for covered conditions diagnosed at least 30 days after the policy effective date. (Some insurance companies may require a longer waiting period).

Cancer Insurance Plans can cover the following cancer testing and  treatment services:

Cancer screening tests and Wellness treatment
Initial diagnosis and removal of skin cancer
Hospital Confinement
Ambulance services (ground and air)
Full-time Nursing services in hospital
Radiation/Chemotherapy
Antinausea medication
Blood/Plasma/Platelets processing
EXPERIMENTAL TREATMENT
Outpatient surgery (at an Ambulatory Surgical Center)
Surgical Procedures including reconstructive surgery
Anesthesia
Second Medical Opinion
Prosthesis
Supportive/Protective care drugs
Medical imaging
Bone Marrow Transplant
Stem Cell Transplant
Transportation - insured and traveling companion
Traveling companion lodging
Skilled Nursing Facility
Hospice
Home Health Care Services

 

 

 

 

 

 

 

 

 

 

 

 

 


Disclaimer:
Benefits vary by state and insurance company. Some insurance companies cover all, some cover less and some cover more than the number of conditions shown above.  Click on the button for a company listed on the right of the screen to see its coverage.


Your best sources of Cancer Insurance:

  • Colonial Life & Accident Insurance Company
  • ING
  • Allstate
COVERAGE CAN BE PURCHASED ON OR OFF THE JOB.         
 
 
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 Over 1.2 million new Cancer cases were estimated for diagnosis in 2002.*

   Women in the USA have a 1 in 3 risk of developing cancer.**

 

 

Men in the USA have a 1 in 2 risk of developing cancer**

 

INDIRECT COSTS YOU PAY OUT OF POCKET IS 65%   of the total cost of treating cancer.**

 

CLICK ON THE BUTTON ABOVE TO  GET A QUOTE

 

The American Cancer Society reports that cancer cost Americans $107 billion annually.**
 
And much of that amount is hidden costs not covered by Major Medical Insurance.

 

 TO SEE INFORMATION FOR EACH INSURANCE COMPANY   CLICK THE BOX BELOW

Allstate Workplace Division

Click Here

Colonial Life & Accident Insurance Company
Click Here

ING
Cancer Rider of Critical Illness Insurance
Click Here

 

Major Medical Plans usually cover only the Direct Costs of the treatment of cancer, which is about 35% of the total cost.**

 


 

* Source: American Heart Association, Heart and Stroke Statistical Update, 2002.        ** Source: Cancer Facts & Figures, American Cancer Society, 2001.