Limited Medical Insurance

WorkingAmericanBenefits™

Individual or Group Limited Medical Insurance

Many pre-existing medical conditions accepted; diabetes, stroke, heart attacks, etc.
Don't have to meet standard height or weight.

Limited Medical Insurance Plans are limited benefit health plans in that, even though they provide most of the benefits of a Major Medical Insurance Plan, they do not provide all or as much of the benefits as a Major Medical. Nevertheless, Limited Medical Insurance Plans are affordable alternatives for those people who cannot afford the cost of a regular Major Medical, and can provide comprehensive preventative health care coverage to individuals and groups. Limited Medical Plan members are able to obtain:

Primary and Specialty Care
Preventative and Urgent Care
Diagnostics, X-rays and Lab
Ambulatory Surgical Services
Pre and Post-Natal Care
Prescription Drugs
Hospitalization
In-hospital Surgery
Included or Optional (depending on the plan):
- Additional Hospital Coverage
- Supplemental Cancer, Critical Illness catastrophic coverage

Many Limited Medical insurance Plans offer services to members regardless of immigration status. Plans differ from insurance company to insurance company. Some insurance companies' benefits are richer than others. We have researched and found some of the best Limited Medical Insurance companies for you. The cost per person per month can be as low as $59 based upon age.

USNow group plans have no copayments but are only available to groups of 51 or more employees.

Highlights of Covered Services

Note: Copayments differ from company to company and the values shown below are just estimates and not necessarily the actual costs. For actual cost and coverage information, click on a company button on the right of the screen.

Outpatient Services Copayment Range

Primary Care Office Visit $0 - $25

Services included in PCP Office Copayment

Periodic Physical Examinations
Well Child Care and Pediatric Services
Health Education

Specialist Care Office Visit	$0 - $55

Covered Specialists Include

Cardiology, Chiropractic, Dermatology, ENT, Gastroenterology, General Surgery, Gynecology, Nephrology, Oncology, Ophthalmology, Optometry, Orthopedic, Podiatry, Psychiatry, Pulmonary and Urology.

Services included in Specialist Copayment

Changes, removal of dressings, splints, plaster cast and removal of sutures

Mental Health Care:
Routine Vision and Hearing Examinations	$0 - $55
Physical Therapy	$0 - $35
Mental Health Care	$0 - $55

Therapeutic and Diagnostic Services:
X-Ray Plain	$0 - $45
Laboratory Teats	$0 - $100
Phlebotomy	$0 - $25

Prescription Drugs*	$0- $25
(Please refer to formulary for available medications	)
(Please refer to members' agreement for applicable	co-payments).

Disclaimer: Benefits vary by state and insurance company. Some insurance companies cover all, some cover less, and some cover more than the number of benefits listed above. Click on the button for a company listed on the upper right of the screen to see the details of its coverage and your eligibility for coverage.
Note: USNow plans are only available to groups of 51 or more employees and are not offered as individual coverage.

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An affordable alternative for those who can't afford the cost of a regular major medical plan

Mini Medicals are limited benefit plans offering much the same coverage as major medicals, but in less quantity

Maternity covered as any other illness in many cases

Doctor's Office Visit from $10 per visit

Prescription Drug from $10 per prescription

AIM
Health Insurance
Guaranteed Issue!

USNow
Group Medical Plans
(Over 50 Employees)

CareAccess
HEALTH PLAN
(Guaranteed Issue)

ASSURANT
Health

Value Benefits
of America
Buy Now

EMPLOYER GROUP ENROLLMENT

CLICK ON A BUTTON ABOVE TO PURCHASE THE BENEFIT NOW

EMPLOYER GROUP
51 or more employees

NOW!

Make this plan stronger by purchasing supplemental health insurance to cover the things this plan does not cover

CRITICAL ILLNESS INSURANCE
A supplement to cover Cancer, Heart Attack, Stroke, Renal Failure, more..!