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New impaired risk plan
Established
in 1892, Assurant Health prides itself on consumer choice, offering a
variety of limited benefit plans. If you have pre-existing conditions
such as diabetes, leukemia, heart attack, Crohn's disease, Parkinson's
disease, hemophilia, and others, then you can obtain coverage under
KeyMed is a
limited benefit health insurance plan for individuals who are ineligible for
major medical insurance, or who are looking for an alternative to plans that
exclude coverage for specific health conditions. Plan features
include:
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Prescription Drugs -- copay benefit included and discounts apply to
covered prescriptions even if the benefit maximum is reached
-
Office visits -- $25 copay benefit that
applies toward injury, sickness and wellness services -- including exams,
allergy shots and immunization.
-
Inpatient hospital benefits -- up to
$100,000 per condition with daily benefit amount that remain the same
regardless of the length of hospital stay.
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Outpatient services -- includes lab
tests, x-rays, ground and air ambulance, and emergency room visits -- all
subject to calendar year maximum.
-
Surgical services -- services performed
by a surgeon are paid up to the surgical schedule amount -- with a $10,000
per condition maximum.
-
Network discounts -- included at no
additional cost and applied to cover charges even if benefit maximums are
reached.
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